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Accidental insurance is a type of insurance coverage that covers the cost of an insured individual or group's medical expenses.

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About Personal Accident Insurance?

A Personal Accident Insurance ensures the financial stability for you and your family in the event of an accident. The policy covers death of individual, physical injuries and bodily burns.

Who can be insured?

  • Any Indian resident, who falls in the age group of 18 years to 65 years, can avail this Personal Accident Insurance Policy. You can also insure your dependent children between 5 years to 18 years.

Characteristics of Personal Accident insurance

Accident Insurance covers medical expenses arising due to an accident.

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Features of Personal Accident Insurance

Simple procedure

It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.

Choose your amount

Self-employed professional loan range depending on income, obligations, repayment history (if applicable) and repayment capacity

Enjoy Best Rates

Self-employed professional loans can be availed at a better and cheaper rate

Decide your tenure

Easy repayment option you can choose for 12 to 48 months.

Personal Accident Insurance- Insurability

  • Accidents are unforeseen and inevitable.An accident can disturb many plans you have for yourself and your loved one’s future. The Personal Accident insurance provides compensation in the event of death or disability directly due to accident.
  • Personal Accident gives you a high protection cover with low premium.
  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card, Ration Card.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land Line Bill, Rental Agreement, Ration card, Gas bond with Bill, Sale deed, Property Tax, Electricity Bill, Aadhar Card.

Frequently Ask Questions

A:It Covers Accidental Death or Permanent Total Disablement (PTD), Temporary Total Disablement, Permanent Partial Disablement,Accidental Hospitalization Expenses etc.

A Yes, the family members and domestic employees as well can be covered under this policy with individual Sum Insured.

A:This is an annual policy, where the premium can be made via Credit Card or Cheque.

A:Yes the accident policy will cover you even if you are out of the country. The sum insured will be paid to you in Indian Rupees in case of a claim i.e. the claim will be paid out in India only.

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