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The Transfer of an outstanding loan from one Bank to another is called Balance transfer.



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*PF & ST - Processing Fee & Service Tax , ROI - Rate Of Interest ,
EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility
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Selected Business Partner :
Loan Amount :
PF&ST :
Total Interest Payable :
Loan Eligibility :
Rate of Interest* :
Tenure :
PF&ST :
Prepayment Charges :
Total Loan Cost :
* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.
* 11.49% pricing is applicable for cases being principal transferred from Axis Bank, Bajaj Finserv, Citibank, HDFC Bank & Kotak Mahindra Bank only.

  • Any outstanding loan which is transferred to another bank at a lower interest loan is called bank transfer.
  • Individuals can avail of a top-up to the existing loan if their eligibility criteria increases.
  • It is available for personal, business and home loans.
  • Save on the interest payment to the other Bank.
  • EMI/Tenure will reduced.
  • Easy and quick processing.

Eligibility

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Documents

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FAQ's

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    Personal Loan:

  • 21 years of age for salaried individuals and 25 for self employed
  • 58 years of age for salaried individuals and 65 for self employed
  • Resident Indian/NRI
  • Rs 10,000
  • Salaried/ Self-employed professionals and nonprofessionals

  • Home Loan:

  • 21 years of age for salaried individuals and 25 for self employed
  • 58 years of age for salaried individuals and 65 for self employed
  • Resident Indian/NRI
  • Rs 15,000
  • Salaried/ Self-employed professionals and nonprofessionals
*These are general terms only. Policy norms vary from bank to bank and customer to customer.

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