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Self-employed professionals can avail of the professional loan based on the value of their business.

step 1

Share your loan requirement

step 2

Access the best offers from over 30 banks

step 3

Apply for the chosen loan

step 4

Consult with our expert advisors

step 5

Get your loan approved upon meeting regulatory norms

* PF & ST - Processing Fee & Service Tax , ROI - Rate Of Interest,
EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility
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Selected Business Partner :
Loan Amount :
Total Interest Payable :
Loan Eligibility :
Rate of Interest* :
Tenure :
Prepayment Charges :
Total Loan Cost :
* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

  • Self-employed professionals (SEP) who are chartered accountants, doctors, architects, etc. are eligible for the professional loan.
  • Professional loans range from Rs. 50,000 to Rs. 30 lakhs depending on income, obligations, repayment history (if applicable) and repayment capacity.
  • The loan can be repaid over a period of 12 to 48 months.
  • Professional loans are unsecured loans and hence do not require collateral.
  • They are usually approved within 24 hours.
  • The value of the loan is calculated based on the net profit and turnover of the business, gross receipts and average bank balance.
  • Professional loans are repaid through Equated Monthly Installments (EMIs) that comprise both the principal and interest.
  • The entire outstanding loan can be prepaid with an additional fee which is usually 1 - 5% of the outstanding principal. Some bank offer zero pre-closure charges.


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  • 24 years
  • 65 years
  • Resident Indian/NRI
  • Rs. 15,000
  • Rs. 50,000
  • Rs. 30 lakhs
  • 1 Year
  • 1 Year
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.

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