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A loan that is offered by a bank or financial institution when you intend to purchase or construct a house.

A loan that is offered by a bank or financial institution when you intend to purchase or construct a house. We help you in every stage of the home loan process – right from pre-approval and property identification to disbursement and payment reminders.

step 1

Share your loan requirement

step 2

Access the best offers from over 30 banks

step 3

Apply for the chosen loan

step 4

Consult with our expert advisors

step 5

Get your loan approved upon meeting regulatory norms
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Purchase your DreamHome with best rates from our partners !...

* PF & ST - Processing Fee & Service Tax , ROI - Rate Of Interest, EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility
ROI
 Repayment Schedule
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Selected Business Partner :
Loan Amount :
PF&ST :
Total Interest Payable :
Loan Eligibility :
Rate of Interest* :
Tenure :
PF&ST :
Prepayment Charges :
Total Loan Cost :
* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

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  • Home loans fund the purchase or construction of a house but banks require the borrower to fund at least 20% of the entire loan amount as the down payment.
  • Home loans begin at Rs. 4 lakhs and can cover up to 80% of the cost of property or construction with an interest rate of 9.6-11.00%
  • The loan can be repaid over a period of 5 to 30 years.
  • The property is mortgaged to the bank as security till the repayment of the loan. The title or deed to the property will be held by the lender till the loan has been paid back with the interest due for it.
  • The rate of interest can be a mix and match of fixed and floating rates. They can be transferred and changed according to market conditions.
  • The interest rate varies from one bank to another and usually 9.6%- 11.00% depending on your profile and the policies/schemes you opt for.

Eligibility

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Documents

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FAQ's

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  • 21 years of age for salaried individuals and 25 for self employed
  • 58 years of age for salaried individuals and 65 for self employed
  • Resident Indian/NRI
  • Rs 10,000
  • Salaried/ Self-employed professionals and nonprofessionals
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.
  • Down payment and repayment of loan :
    Banks require the borrower to fund at least 20% of the entire loan amount as the down payment.
    Home Loans are repaid through Equated Monthly Installments (EMIs) that comprise both the principal and interest.

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