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*PF & ST - Processing Fee & Service Tax , ROI - Rate Of Interest,
EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility

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Based on your net Take Home salary and loan amount

ROI

Loan Eligibility

EMI

Proceesing Fee & Service Tax

Total Loan Cost
Total Interest Payable

Prepayment Charges

Total Loan Cost

* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

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Now apply for a Property Loan online, All you need to do is provide your details below application form.

Loan Eligibility

EMI

Proceesing Fee & Service Tax

Total Loan Cost

Rate Of Interest
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About Property Loan

A loan that is offered by a bank or financial institution against mortgage of property with less interest and longer repayment option

  • Property loans start from Rs. 3.5 lakhs and can go up to 70% of the property value subject to eligibility and have an interest rate of 11 - 15%.
  • The loan can be repaid over a period of 15 to 20 years.
  • The loan takes a minimum of 15 - 20 days to be processed.
  • This loan can be availed against residential, commercial and industrial properties.

Property Loan Products

Multipurpose Loan

You can use this loan for business needs, vacation, marriage, medical expenses and other personal needs at longer tenure and lower interest rate.

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Features of Property Loan

Choose your amount and Tenure

Get Loan up to 70% of property value or based on the customer repayment capacity,property loan tenures allow easy repayment options to the borrower.

Enjoy the best rate

Property loans can be availed at a better and cheaper rate.

Longer Tenure

Flexible & Easy repayments with longer repayment tenure & competitive interest rates.

Property loan- Eligibility

  • 21 years of age for salaried individuals and 25 for self employed
  • 58 years of age for salaried individuals and 65 for self employed
  • Resident Indian/NRI
  • Rs 20,000
  • Salaried/ Self-employed professionals and nonprofessionals
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.
  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card, Ration Card.
  • PAN Card, Passport, Driving License, Bank Verification Form.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land Line Bill, Rental Agreement, Ration Card, Gas Bond with Bill, Sale Deed, Property Tax,Electricity Bill, Aadhar Card.
  • 6 Months Bank Statement.
  • Latest 3 Months Payslips.
  • Company 3 years ITR's- Saral copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
  • Business Registration certificate, Business Continuity Proof,OD/CC Sanction Letter.
  • All Directors KYC, Company PAN Card, Individual ITR, Patnership Deed, Provisional or VAT return copies along with VAT certificate copy, OD/CC Sanction Letter.
  • All Directors KYC, Company PAN Card, Individual ITR's, MOA/AOA, Share holding Pattern, Board Resolution.
  • Sale Deed Copy/Agreement Of Sale, 15 Years Link Documents,15 Years Encumbrance Certificate, Municipal Sanction Plan,Latest Property Tax Receipt (incase of resale property) & Vendor Pan Card, LRS required for plot loans, Layout copy for plot loans
  • One Photograph.

Frequently Ask Questions

It is not required but is advisable to offset risk.

Yes, there are usually processing fees and other charges. They vary from bank to bank.

The property can be repossessed by the lender to recover the outstanding loan amount. To allow recovery of the loan amount, courts can order foreclosure (sale in the open market to recover dues) of the property.

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We’re aiming to bring back the feeling of defined benefits, and the financial peace of mind that goes with it. We envision a world where you can be confident of reaching your goals, whatever they may be.

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