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A loan that is offered by a bank or financial institution to fund a personal expense such as home renovation, vacation, a wedding in the family, etc

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Best Loan Offers

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Share your loan requirement , get live quotes from over 30 Banks

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Apply for the chosen Bank loan

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Talk to our expert advisors to confirm your choice and share regulatory details

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Gain spot approval

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*PF & ST - Processing Fee & Service Tax , ROI - Rate Of Interest,
EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility
ROI
 Repayment Schedule
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Selected Bank/NBFC :
Loan Amount :
PF&ST :
Total Interest Payable :

Loan Eligibility :
Rate of Interest * :
Tenure :
PF&ST :
Prepayment Charges :
Total Loan Cost :
* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.
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  • Personal loans range from Rs. 50,000 to Rs. 30 lakhs depending on income, obligations, repayment history (if applicable) and repayment capacity that can be used for personal expenses.
  • The loan can be repaid over a period of 12 to 60 months.
  • Personal loans are unsecured and hence there is no need for security, collateral or guarantors required to obtain them.
  • They are usually approved within 5 working days.
  • Some banks offer a top-up to the existing loan but this facility is not available with all of them.

Eligibility

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Documents

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FAQ's

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  • 21 years
  • 58 years
  • Resident Indian/NRI
  • Rs 20,000
  • Salaried/Self-employed Professionals
  • 3 Years
  • 1 Year
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.
  • Repayment of a personal loan :

    Personal loans are repaid through Equated Monthly Installments (EMIs) that comprise both the principal and interest
    You can prepay the entire outstanding loan after paying the first 6 installments. Prepayment charges will then be applicable.

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You are eligible for "GIFT COUPON"
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