Business Loan at Best Interest Rates
Get quick business financing from ₹1 Lakh to ₹50 Crore. Collateral-free options available for MSMEs and startups. Disbursal within 24-72 hours.
Why Choose InstaEMI?
Business Loan Interest Rates
Compare the latest business loan interest rates from top banks and NBFCs
| Bank / NBFC | Interest Rate (p.a.) | Processing Fee | Tenure | Max Amount | Action |
|---|---|---|---|---|---|
| HDFC Bank | 10.00% - 22.50% | Up to 2.50% | 12 - 48 months | ₹50 Lakh | Apply |
| ICICI Bank | 10.25% - 20.00% | Up to 2.00% | 12 - 60 months | ₹2 Cr | Apply |
| SBI | 10.25% - 14.75% | 1.00% | 12 - 60 months | ₹5 Cr | Apply |
| Axis Bank | 10.49% - 19.00% | Up to 2.00% | 12 - 48 months | ₹50 Lakh | Apply |
| Bajaj Finserv | 9.75% - 30.00% | Up to 3.00% | 12 - 84 months | ₹50 Cr | Apply |
| Tata Capital | 10.00% - 26.00% | Up to 2.50% | 12 - 60 months | ₹75 Lakh | Apply |
| IDFC First Bank | 10.50% - 23.00% | Up to 2.00% | 12 - 48 months | ₹1 Cr | Apply |
| Lendingkart | 12.00% - 27.00% | 2.00% - 3.00% | 6 - 36 months | ₹2 Cr | Apply |
Business Loan Eligibility Criteria
Requirements vary based on business type and size
Documents Required for Business Loan
Keep these documents ready for faster loan processing
Identity Proof
PAN Card of business & promoters, Aadhaar
Business Proof
GST Certificate, Udyam Registration, Shop Act
Financial Docs
ITR for 2-3 years, Audited Balance Sheet, P&L
Bank Statements
12 months current account statements
Business Plan
For new projects/expansion (if applicable)
How to Apply for Business Loan
Get business funding in 4 simple steps
Share Business Details
Enter your business type, turnover, years in operation, and loan requirement.
Get Matched Offers
Compare personalized offers from 20+ lenders based on your business profile.
Submit Documents
Upload GST returns, bank statements, and financials digitally for quick processing.
Receive Funds
After approval, funds are disbursed to your business account within 24-72 hours.
Business Loan Offers From Top Lenders
Compare and choose the best business loan offer for your needs
SBI MSME Loan
State Bank of India
9.75% - 12.5%
Loan Amount
₹5 Lakh - ₹5.0 Cr
Tenure
36 - 120 mo
Processing Fee: 0.5% - 1%
HDFC Business Loan
HDFC Bank
11.5% - 22%
Loan Amount
₹1 Lakh - ₹50 Lakh
Tenure
12 - 48 mo
Processing Fee: 1.5% - 2.5%
Bajaj Finserv Business Loan
Bajaj Finserv
13% - 26%
Loan Amount
₹1 Lakh - ₹50 Lakh
Tenure
12 - 60 mo
Processing Fee: 2% - 3%
Frequently Asked Questions
Get answers to common questions about business loans
InstaEMI offers various business loans including Working Capital Loans, Term Loans, MSME Loans, Equipment Financing, Invoice/Bill Discounting, Merchant Cash Advance, and Business Line of Credit. Each type serves different business needs - from daily operations to expansion and equipment purchase.
Ready to Grow Your Business?
Compare business loan offers from 20+ lenders and get funding within 72 hours.