HDFC Loan Against Property
HDFC Ltd
NBFCresidential
Interest Rate
9.5% - 14%
Loan Amount
₹10 Lakh - ₹5.0 Cr
Tenure
36 - 180 months
Min. CIBIL
700+
About This Loan
HDFC LAP - Unlock the value of your property.
Eligibility Criteria
Age
21-65 years
Monthly Income
₹50,000/month
Employment
Salaried/Self-employed
Key Features
Up to 70% LTV
Long tenure
Balance transfer
Top-up available
Required Documents
Property documents
Income proof
KYC
Property valuation
Fees & Charges
Processing Fee0.5% - 1%
Prepayment ChargesNil (floating rate)
Late Payment Fee2% per month
LTV RatioUp to 70%
*Charges may vary. Please confirm with the lender.